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Home Loan Checklist Of Documents

Documents required for home loan are more or less similar for all types of Home Loans, Loan Against Property and Business Loans. They vary as per borrower profile as follows:
Salaried Customers

Personal Documents
Application form with Processing Fees Cheque               
Passport-size photo of each applicant  
PAN Card copy of each applicant             
Residence Address proof   

Income Documents
Salary-slip for last 3 months
Form-16 copy for last 3 years
Income tax returns for last 3 years, if available 
Appointment letters for last 3 years, if Form No.16 / ITRs are not available

Bank Statements
Last 6 months bank statements of saving bank A/c
Detail of current Loans with supporting documents and 6 months bank statement showing EMI repayments

Property Documents, if identified                          
Photocopy of all property documents & Approved Sanction Plan, if applicable

Additional Documents in Balance Transfer Cases
Copy of Sanction letter of earlier bank
Full Repayment Track Record of earlier bank
Principal outstanding letter       
List of Original Property Documents acknowledgement with earlier bank



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